DSCR calculator

Calculate your Debt Service Coverage Ratio to evaluate investment property financing and loan qualification.

Gross rental income (monthly)

Price/Value $

Down payment %

Loan amount $

LTV %

Interest rate %

Loan term

Interest only

P & I

Insurance $

Taxes $

HOA $

Total payment $

0.000

Enter values to calculate DSCR

Our calculator uses: DSCR = Rent ÷ PITIA (Principal, Interest, Taxes, Insurance, Association dues).

A 1.25 DSCR means your property income covers total debt service with 25% to spare. Most lenders want at least 1:1; better ratios mean better terms.

We specialize in complex financing and can help secure funding when traditional lenders can't deliver.